Effective Date: July 25, 2025
These General Terms of Use (hereinafter “ToU”) govern access to and use of the WeSplit application and services (hereinafter “the Service”), published by Third Space.
The WeSplit Service gives you access to blockchain and crypto-asset technologies. These technologies are new, complex, and involve significant financial, technical, and regulatory risks. By using the Service, you acknowledge that you have read, understood, and accepted these ToU in their entirety, and in particular the articles relating to your exclusive responsibility and the risks inherent in these technologies. WeSplit never holds or controls your funds. The loss of your security credentials (private keys, recovery phrase) will result in the permanent and irreversible loss of your assets.
The terms below, when used with a capital letter, have the following meaning:
| Service | Refers to all the functionalities made available by WeSplit via its mobile application and website, constituting a non-custodial software interface. |
| User | Any natural or legal person who accesses and uses the Service after accepting these ToU. |
| Non-Custodial Wallet | A crypto-asset wallet for which the User is the sole holder of the Private Keys and the Recovery Phrase, giving them total and exclusive control over their funds. |
| Private Keys | Secret cryptographic data allowing the User to authorize and sign Transactions from their Non-Custodial Wallet. |
| Recovery Phrase | A list of words that allows access to a Non-Custodial Wallet to be restored in case of loss or change of device. It is the master key to the Non-Custodial Wallet. |
| Transaction | Any crypto-asset transfer operation (e.g., USDC) initiated by a User and immutably recorded on a blockchain. |
| Blockchain | A distributed, public, and decentralized ledger technology on which Transactions are recorded (e.g., Solana, Stellar). |
| Crypto-asset | A digital asset based on cryptography, such as USDC, which relies on a Blockchain. |
| WeSplit | Refers to the company Third Space, a simplified joint-stock company under French law, registered with the Paris RCS, which publishes and provides the Service. |
The company WeSplit provides its Users with a non-custodial software interface (the “Service”) accessible via a mobile application and a website. The Service allows Users to autonomously create and manage a Non-Custodial Wallet and to interact with Blockchain protocols (notably Solana and Stellar) to carry out Transactions in Crypto-assets (USDC).
It is expressly understood that WeSplit is solely a provider of technology and an interface. At no time does WeSplit act as a custodian, guardian, financial intermediary, broker, agent, or advisor.
WeSplit does not hold, control, or have access at any time to the Crypto-assets, Private Keys, or Recovery Phrases of its Users' Non-Custodial Wallets. Control of the assets remains at all times the exclusive prerogative and responsibility of the User.
Access to the Service is reserved for natural persons who are at least 18 years of age and have full legal capacity. By creating an account, you declare and warrant that you meet these conditions.
Creating an account is necessary to use the Service. This process involves the automatic generation of a Non-Custodial Wallet. Access to certain features, particularly the initiation of Transactions, is conditional on the successful completion of an identity verification procedure (KYC - Know Your Customer), in accordance with WeSplit's regulatory obligations. The User agrees to provide accurate, complete, and up-to-date information.
The User undertakes to:
This article is fundamental to the use of the WeSplit Service.
The Non-Custodial Wallet generated via the Service is entirely under your control. You are the sole and exclusive person responsible for the security of your login information, your password, your Private Keys, and your Recovery Phrase.
WeSplit has no technical access to this information and does not store it in any form. Consequently, WeSplit will never be able to recover your Wallet, access your funds, or cancel Transactions on your behalf.
WARNING: The loss of your Recovery Phrase will result in the permanent and irreversible loss of access to your assets. It is your responsibility to take all necessary measures to back up this information securely and confidentially, offline and safe from prying eyes and hacking attempts.
By using the Service, you acknowledge, understand, and accept that you are interacting with a new and volatile technology. You agree to assume full responsibility for the risks inherent in the use of Crypto-assets and Blockchain technologies, including:
The Service is provided “as is” and “as available”, without any express or implied warranty of any kind.
To the fullest extent permitted by applicable law, WeSplit shall not be liable for any direct or indirect damage, including but not limited to, loss of profits, data, or funds, resulting from:
WeSplit's liability, should it be established, shall be strictly limited to direct and foreseeable damages resulting from a proven breach of its contractual obligations, and shall not exceed the total amount of commissions collected by WeSplit from the User concerned during the six (6) months preceding the event giving rise to the damage.
WeSplit is and remains the exclusive owner of all intellectual property rights relating to the Service, including but not limited to, the software, graphical interfaces, design, databases, the “WeSplit” trademark, and logos.
WeSplit grants the User a personal, non-exclusive, non-transferable, and revocable license to use the Service, for personal or professional use, in accordance with these ToU. Any other use, reproduction, representation, or adaptation, in any form whatsoever, of all or part of the elements of the Service, without the prior written consent of WeSplit, is strictly prohibited.
WeSplit reserves the right to suspend a User's access to the Service, temporarily, in the event of reasonable suspicion of a violation of these ToU, fraud, use for illicit purposes, or a risk to the security of the Service or other Users.
The termination of the account does not release the User from their responsibility to secure and manage the funds present in their Non-Custodial Wallet.
These ToU are subject to French law.
Any dispute relating to their interpretation, validity, or execution shall, in the absence of an amicable resolution between the parties, fall under the exclusive jurisdiction of the competent courts of Lyon, notwithstanding multiple defendants or third-party claims.
WeSplit is a start-up currently in the process of being building and does not yet hold any license or registration under European regulations, including but not limited to the MiCA Regulation (Markets in Crypto-Assets) and the DORA Regulation (Digital Operational Resilience Act).
However, WeSplit is committed to aligning its internal policies and technical architecture with the requirements of these regulations from day one. By using our services, Users acknowledge and accept the current non-regulated status of WeSplit and will be transparently informed of future progress toward regulatory approval. Our objective is to become regulated as soon as possible to provide the most secure and stable service to our users.
Effective Date: July 25, 2025
These General Terms of Sale (hereinafter “ToS”) are intended to define the terms and conditions under which Third Space provides its Paid Services to its Users. They supplement the General Terms of Use (ToU) which govern overall access to the Service. Acceptance of these ToS implies full and complete acceptance of the ToU.
Capitalized terms in this document have the same meaning as that assigned to them in the ToU, supplemented by the following definitions:
| ToS | These General Terms of Sale. |
| Paid Service | Refers to any service provided by WeSplit in exchange for a payment from the User, in particular the Transaction Service and the Premium Subscription. |
| Transaction Service | The feature of the Service that allows a User to initiate a Transaction, giving rise to the collection of a Commission. |
| Commission | The percentage collected by WeSplit on the amount of a Transaction as remuneration for the Transaction Service. |
| Premium Subscription | The paid annual subscription offer providing access to advanced features of the Service. |
These ToS apply, without restriction or reservation, to all Paid Services offered by WeSplit to its Users via its mobile application and website.
The User declares to have read and accepted these ToS before implementing any paid operation. The validation of a Transaction or the subscription to a Premium Subscription constitutes unreserved acceptance of these ToS.
WeSplit offers two types of Paid Services:
WeSplit collects a Commission on each payment or withdrawal Transaction initiated by a User from their Non-Custodial Wallet. This Commission remunerates the provision and maintenance of the software interface facilitating the operation.
The Premium Subscription is an optional annual offer providing access to advanced features intended for intensive or professional use, such as:
The exhaustive list of features is detailed on the WeSplit website and application.
The prices for the Paid Services are as follows:
| Paid Service | Price (Excluding Taxes) | Collection Method |
| Commission on Transaction | 3% of the Transaction amount | Automatically collected in USDC from the total amount sent. |
| Premium Subscription | €150 / year | Paid annually in advance upon subscription. |
Important details:
The process is fully automated:
Critical point of attention for the User:
In accordance with Article L. 221-28, paragraphs 1° and 13° of the French Consumer Code, the right of withdrawal cannot be exercised for contracts for the supply of digital content not supplied on a tangible medium and for contracts for the supply of services fully performed before the end of the withdrawal period.
By validating a Transaction or subscribing to the Premium Subscription for immediate activation, you request the immediate performance of the service and give your prior and express agreement for the service to be fully executed. Consequently, you expressly and irrevocably waive your right of withdrawal.
This consent is collected via a checkbox or an explicit validation button before any paid operation is finalized.
The Premium Subscription is taken out for a firm period of one (1) year, starting from the date of activation.
Unless terminated by the User under the conditions described below, the Premium Subscription is tacitly renewed for successive periods of one (1) year, at the price in effect on the renewal date.
The User may object to the tacit renewal of their Premium Subscription at any time from their account settings. The termination request must be made no later than the day before the expiry date of the current subscription. The termination will take effect at the end of the paid subscription period, without giving rise to a refund.
For each Premium Subscription purchased, an invoice is issued and made available to the User in their personal space. The history of collected Commissions can be consulted directly in the User's Transaction history on the application.
WeSplit's liability for the provision of Paid Services is subject to the same conditions and limitations as those stipulated in Articles 4, 5, and 6 of the General Terms of Use (ToU), which the User declares to have read and accepted.
WeSplit's liability shall not, in particular, be engaged for losses of funds resulting from the non-custodial nature of the service, a handling error by the User, or the risks inherent in Blockchain technology.
These ToS are governed by and interpreted in accordance with French law.
In the event of a dispute relating to the interpretation, validity, or execution of these ToS, and in the absence of an amicable resolution, exclusive jurisdiction is granted to the competent courts of Paris, notwithstanding multiple defendants or third-party claims.